Market Watch

January 28, 2012 @ 12:15 AM

Dow Jones Industrials 12,660.46- 74.17
Nasdaq Composite 2,816.55+ 11.27
S&P 500 1,316.33- 2.10
Wilshire 5000 13,819.49+ 3.22

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You spent your working years building wealth, a nest egg that would support you throughout your retirement years.  Your focus was on producing income, creating savings and investments, and a home.

Your tools were likely:

  • Working income
  • Regular savings
  • Regular investments
  • Asset allocation

Life Is About To Change

 

Retirement is the time when you can change your focus to using your wealth rather than earning it.  Since you are no longer going to focus on income production, it is important to use your assets wisely, and to generate lifetime income¹ that will help you realize all of your possibilities.

Your retirement tools are:

  • External income- Social Security, Pension
  • Lifestyle choices and cash flow management
  • Guaranteed income products such as annuities² (see definition below)
  • Prudent investment strategy
  • Technology


 

Click here to request a FREE copy of our 18-point Retirement Scorecard. 

       

Variable deferred annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits. A financial professional can provide cost information and complete details.  

¹Many Variable Annuities offer optional riders that are available, at an additional cost, and are subject to certain restrictions and limitations. An example of these riders is a guaranteed income benefit rider. 
 
²Guarantees are backed by the claims paying ability of the issuing company.
 
Please consider the investment objectives, charges, risks, and expenses carefully before purchasing a variable annuity. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.
 
Brian Urie is a member of Wealth Management Strategies.  Brian Urie, Inc. and Wealth Management Strategies are not registered investment advisors and are not owned or operated by AXA Advisors, LLC or AXA Network Insurance Agency of Utah, LLC.
PPG 52005 (10/09) 

 

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Contact Info

Phone: 877-669-2473

Brian.Urie @axa-advisors.com

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